Eligibility

Ready to apply for an account? Your application will only take a couple minutes.

Please note that federal regulations do require that we identify all account owners. Generally, we should be able to identify you and your other account owners (if you have one) using our online verification process. If you put a freeze or lock on your credit report, please contact the three credit bureaus (Equifax, Experian and Transunion) to unfreeze it before you apply.

If we are unable to properly identify you or your other account owners online, we may not be able to open the account until we receive a copy of ID for you and your other account owners. In some cases, additional documents or a visit to one of our branches may also be required.

Already an LA Financial or Havasu Community member? Choose one of these applications to complete instead: Savings & Checking accounts, Vehicle & Personal Loans, Home Loans & HELOCs

Here's what is required

Age 18 years or older (Open a Youth Savings account here)

Government issued ID/Drivers License/State ID or US Passport with current address

Social Security Number

A minimum $5 deposit to open a Savings account

Select your eligibility

I live, work, worship, volunteer, or attend school in Los Angeles County or Lake Havasu City, AZ.

I work for Los Angeles County.

Department:

I am related to a current member.

Member's Name:Member's Account Number: (Enter Unknown if unavailable)My Relationship to the Member:

I am related to a current Credit Union Employee.

My Relationship to the Employee:Employee's Name:

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Required Products

Select at least one of the following products required for membership

Primary Savings

Join LA Financial by opening a Primary Savings Account. You’ll need a Primary Savings to open up any other type of account or loan with us.
- It only takes $5 to open your account, and you’ll only need to keep at least $5 as the minimum balance.
- Plus, you’ll earn dividends if your average daily balance is $500 or more.
- Click here for current Savings Rates

Min Deposit: $5.00

You may select one of the following products

Available Products

Checking Money Market Certificate Account

Play Spending

Our VIP account for just $10/month
Get financial peace of mind with perks you deserve: banking anywhere, identity theft protection, buyer’s protection, roadside assistance, fuel savings, and cell phone protection. Plus interest and a discount on personal loans.

Learn More

Min Deposit: $25.00

Flex Spending

Plenty of perks for only $7/month
Get anywhere banking tools, identity theft protection, and buyer’s protection – for a few dollars less. Also get roadside assistance, cell phone protection, discounts on many healthcare expenses, and national and local shopping.

Learn More

Min Deposit: $25.00

Simple Spending

FREE with a minimum balance of $100
Our basic (but never average!) checking account comes with the extra value that every LA Financial member enjoys: Anywhere banking tools, identity theft protection, and buyer’s protection and warranties.

Learn More

Min Deposit: $25.00

Money Market

• Earn higher rates while still having access to your money.
• Tiered rates available for an even higher return on your money with a minimum of $500.
• Deposit or withdraw as needed, the higher your balance, the higher your dividend rate. Divided rates are subject to change daily.
• There is no monthly service fee and no minimum monthly balance.
• Accounts with balances below $500 will earn the current rate for Primary Savings Accounts.
• Click here for current Money Market Rates

Min Deposit: $500.00

90 Day Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

6 Month Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

12 Month Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

12 Month Growth Term Share Certificate

A Term Share Certificate with added flexibility. Tiered rates available for an even higher return on your money with a minimum of $200. Deposits are allowed during the term with a minimum of $25 per deposit.
View current Certificate Rates

Min Deposit: $200.00

24 Month Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

36 Month Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

60 Month Term Share Certificate

Earn a higher return on your money.
View current Certificate Rates

Min Deposit: $1,000.00

APY (Annual Percentage Yield)

Please answer the following question(s)

Please enter the member's full name*

Are you a California resident?*

You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below. Unless you say “No,” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.

No, do not share with affiliated companiesNo, do not share with contracted outside companies

Are you a U.S. citizen?*

What is your country of origin (home country or country of citizenship)?*

Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*

What is your Green Card identification number?*

Do you have a US Individual Taxpayer Identification Number (ITIN)?*

What is your US Individual Taxpayer Identification Number?*

How did you hear about us?*

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $530.00)

Transfer From Another Financial Institution

Mail A Check

Internal Transfer

Continue Or Go Back

*Required Field(s)

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of LA Financial Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please attach your driver's license and proof of address (for example, a utility bill, car registration, or paystub) (Optional).

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of LA Financial Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please attach your driver's license and proof of address (for example, a utility bill, car registration, or paystub) (Optional).

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Please answer the following question(s)

What is the main source of the deposits into your account?*

Will you deposit or write checks?*

Will you be using mobile/remote deposit capture to deposit your checks?*

Will you deposit or withdraw cash?*

Approximately how much cash do you expect to deposit each month?*

Approximately how much cash do you expect to withdraw each month?*

Will you send or receive wire transactions?*

What is the expected monthly total of wire transactions that you expect to send?*

What is the expected monthly total of wire transactions that you expect to receive?*

Will you send or receive electronic (non-wire) transactions?*

What is the expected monthly total of electronic transactions that you expect to send?*

What is the expected monthly total of electronic transactions that you expect to receive?*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

I have read and agree to the Online Account Application E-Sign Disclosure to receive disclosures electronically.

I have read and agree to ALL of the following LA Financial Federal Credit Union policies and disclosures.

Account Agreement and Deposit Disclosures

Online Banking, Mobile Banking, & Mobile Deposit Agreement & Disclosure

Fee Schedule

Savings Rate Sheet

Overdraft Privilege OPT-IN Disclosure

Internet Banking Security

Privacy Policy
Important Choices for California Members (CA Residents Only)
California Consumer Privacy Act Notice (CA Residents Only)

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

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Here's what is required

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

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New Membership

Here's what is required

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

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Document Verification

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Application Completed

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